Artist’s impressionA home at Lentoria is paid for in stages. Under the normal progressive payment scheme, each instalment falls due as a stage of construction is certified, from the booking fee to the final sum at statutory completion.
Progressive Payment Stages at Lentoria
The Housing Developers Rules fix each stage and the share of the price payable when it is reached. The last column shows how much has been paid in total once that stage is certified.
| Stage | % of price | Cumulative |
|---|---|---|
| Booking fee, on the grant of the option to purchase | 5% | 5% |
| Sale and purchase agreement, within 8 weeks | 15% | 20% |
| Completion of foundation | 10% | 30% |
| Completion of reinforced concrete framework | 10% | 40% |
| Completion of partition walls | 5% | 45% |
| Completion of roofing and ceiling | 5% | 50% |
| Completion of doors, windows, electrical wiring and plumbing | 5% | 55% |
| Completion of car park, roads and drains | 5% | 60% |
| Temporary Occupation Permit (TOP) | 25% | 85% |
| Certificate of Statutory Completion | 15% | 100% |
Housing Developers Rules schedule, as read on 22 October 2026. Construction at Lentoria is well advanced (vacant possession expected by 2 July 2027): instalments for stages certified before booking are payable as the sale and purchase agreement sets out, and the Sales Concierge confirms them home by home.
Cash, CPF and the Bank Loan at Lentoria
Cash pays the 5% booking fee. The buyer’s remaining share goes in before the bank releases anything, and MAS fixes how much of it must be cash. Without another housing loan, a buyer can borrow up to 75%; the booking fee meets the 5% cash minimum, and the next 20% can be cash or CPF Ordinary Account savings, subject to CPF rules.
| Borrower | Max loan | Own funds | Minimum cash |
|---|---|---|---|
| No outstanding housing loan | 75% | 25% | 5% |
| No outstanding loan, tenure over 30 years or past age 65 | 55% | 45% | 10% |
| One outstanding housing loan | 45% | 55% | 25% |
| Two or more outstanding housing loans | 35% | 65% | 25% |
Source: MAS limits as read on 22 October 2026. They can change, so check with MAS or your bank before you sign.
On a 75% loan, booking (5%) and signing (15%) bring the buyer to 20%; half of the 10% foundation instalment tops this up to 25%, and from there the loan carries every stage. The housing loan page sets out when the reduced caps apply.
Booking a Lentoria Home at an Advanced Stage of Construction
On a project close to completion, the early instalments do not wait: those for stages already certified are due together on the timetable in the sale and purchase agreement, so more of the price is paid soon after booking, and more of the loan is drawn at once. Interest runs only on the sum drawn, but the monthly repayment starts higher than it would on a project at foundation stage.
The Sales Concierge sets out which stages have been certified at the time of booking, and the sums that fall due together.
Paid on the agreement’s timetable.
The instalments for certified stages become payable together, so the cash and the loan drawn early are larger.
Completion and the Final Lentoria Instalments
The Temporary Occupation Permit brings a 25% instalment and the Certificate of Statutory Completion the final 15%. For Lentoria the developer expects vacant possession by 2 July 2027 and legal completion by 2 July 2030, though each home is bound by the dates in its own sale and purchase agreement.
Stamp duty is separate and payable early, as the stamp duty page explains. The progressive payment calculator shows the sum and an estimated monthly instalment at each stage for any price and loan you enter.
Request the Lentoria Price List
Lentoria is open for sale. Ask the Sales Concierge for the current price list. Showflat viewings are arranged by appointment through the Sales Concierge.
What the Sales Concierge sends
- The price list and the homes that remain.
- The layouts on your shortlist and the e-brochure.
- The instalments due and the stamp duty for a chosen home.
- A viewing slot on a day you choose.
Request the Price List
No obligation. The Sales Concierge responds personally to every enquiry.
Rather talk it through? Call or WhatsApp the Sales Concierge on +65 6200 6220.